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How Pawn Shop Loans Work

Updated: Sep 15, 2023

How to Pawn

Pawn Transactions

Your items are stored and will not be put on display or put up for sale. We secure all jewelry pieces in our vault.


We use research data and tools to value your items such as electronics, tools and musical instruments. Our payouts are typically higher due to we have lower overhead than large chain stores. We offer discounts based on time frames and on the amount of the Pawn transaction.

Jewelry Pawns

We specialize in jewelry and will give you top dollar for your assets. We take in diamonds, gold, luxury watches, jewelry, gold and silver coins. We will purchase these items for more than our competition due to we are looking for a new home for these items rather than just melting it down for scrap. We offer discounts as low as 10% per month which is a substantial break from our competition in which they will charge you 25% per month with no discount. We offer a standard discount when you retrieve your item within 14 days. We give discounts on smaller Pawns as well. We are your destination for jewelry Pawns and will not be beat on payouts. Customers who shop around always come back to us.

The Process

When you come in our store for a Pawn or a Sale we will inspect the item and then use research tools to determine value and then strike a price from there. If you agree we will set a specific discount depending upon the exact amount of your pawn transaction. We then create the contract and you are on your way. You can extend a Pawn by making a payment extension or redeem within the time frames given. Give us a call for further details. A&F Pawn Jewelry and Loan 941.951.2570


Just today we wrote a Pawn transaction for $5,000.00 and the savings will be $750 per month based on the discount offered at time of said transaction compared to the big chains around us. Give us a call at 941.951.2570.

Accepted items:




Rolex Watches

High end un-opend bottles of perfume and cologne

Name brand tools such as Makita, Dewalt, Milwaukee and Ridgid

Electronics such as tablets, laptops, all in ones, anything Apple, Xbox one and PS4

Musical instruments such as Martin, Gibson and Taylor, Selmer etc..

High-end bikes like Canondale, Specialized and Trek

We are A&F Pawn the top rated Pawn Shop for Asset Loan/Pawn Loans in Sarasota, Bradenton, Venice, North Port and Myakka city. Give us a call today. 941-951-2570


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