A&F Pawn Jewelry & Gold | Bradenton Pawn Shop
Walk-Ins Welcome • Most Gold Evaluations Take 5–10 Minutes
These are Our Pawn & Gold Questions Answered
1. How do pawn loans work in Bradenton and Sarasota?
Pawn loans at A&F Pawn are a fast, discreet way to get same-day cash without a credit check. We evaluate your item—such as gold jewelry, Rolex watches, or GIA diamonds—and offer a loan based on its resale value. Per Florida law, we provide a minimum 60-day loan term, and you can extend your loan as long as you like by keeping payments current. As a locally owned shop at 6838 14th St W, we prioritize your privacy and the security of your collateral.
2. What are your pawn loan interest rates?
Pawn loan terms follow Florida state regulations. All fees and interest are clearly explained before you sign. There are no hidden charges.
Have more questions? Call 941-951-2570 or Get Directions.
3. Do pawn loans affect my credit score?
No. Pawn loans are not reported to credit bureaus and do not impact your credit score.
Have more questions? Call 941-951-2570 or Get Directions.
4. What items can I pawn?
We accept gold and silver jewelry, GIA-certified diamonds, luxury watches (like Rolex or Omega), bullion coins, professional-grade tools, and musical instruments. If you have a high-value item, we offer private evaluations and secure, large-scale pawn loans.
Have more questions? Call 941-951-2570 or Get Directions.
5. How do you test gold and Silver and is it tested in front of me?
Yes, at A&F Pawn, we test all gold and silver directly at the counter in front of you. We utilize the Sigma Metalytics Pro, a high-end electronic analyzer that verifies the purity of your jewelry, coins, and bullion without using damaging acids or filing. This ensures 100% accuracy and transparency, so you know exactly what your items are worth before any offer is made at our 6838 14th St W storefront.
Have more questions?
Call 941-951-2570 or Get Directions.
6. Do you buy tangled or broken Gold jewelry?
7. Do you buy silver coins and bullion?
Absolutely. We are active buyers of all silver bullion in the Bradenton and Sarasota area. This includes American Silver Eagles, Morgan and Peace Dollars, 90% 'junk' silver coins, and .999 silver bars. Whether you have a single ounce or a large estate collection, we provide competitive, real-time payouts based on current spot prices. Visit us on 14th St W for a free, no-obligation appraisal of your silver collection.
Call 941-951-2570 or Get Directions.
8. Are pawn shops regulated in Florida?
Yes. Pawn shops are regulated by the Florida Department of Agriculture and Consumer Services and must follow state lending laws.
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9. How quickly can I receive funds from a pawn loan?
Most pawn loans are funded the same day once the evaluation is complete and terms are agreed upon.
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10. How do loan extensions work?
Extension payments allow you to extend the loan beyond the original term. As long as extension payments are made according to the agreement, you may continue renewing the loan.
Call 941-951-2570 or Get Directions.
11. Can I have multiple pawn loans at the same time?
Yes. You may have multiple pawn loans as long as each loan meets underwriting and identification requirements.
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12. What happens if I lose my pawn ticket?
If your pawn ticket is lost, you must present a valid government-issued ID that matches the original loan information. A small reprint fee may apply.
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13. Do you offer layaway?
Yes. Our layaway program requires 10% down and offers 90 days same as cash. Extended terms may be available depending on the item.
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14. What items do you sell?
We sell gold and silver jewelry, diamonds, coins, bullion, tools, electronics, collectibles, and other quality pre-owned items.
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15. Are there items you do not buy?
Yes. We do not purchase items that are beyond repair or lack resale value, such as broken or locked electronics, or car rims. Note: We do purchase broken gold and silver jewelry for its precious metal value, as we specialize in melting and refining.
Call 941-951-2570 or Get Directions.
Have a question we didn't answer? Call us in Bradenton or Sarasota or stop by today for a free, no-pressure appraisal. 941-951-2570